Name:

Dr. Chih-Huei Su

Title:

Assistant Professor

Department:

Finance, International, Technology and Entrepreneurship

Describe your research in about 200 words.

My research interests encompass empirical corporate finance and financial institutions. I focus on the role of relationship banks in influencing both investment and corporate decision-making processes. Relationship banks hold an information monopoly that may act to the benefit or detriment of their customers. My research agenda examines how relationship banks use loan covenants and other contracting features to improve the efficiency of firm decision making. This may impact firm decisions to merge, hold cash or engage in other corporate activities. In contrast, the relationship bank’s information monopoly may circumvent outcomes to preserve the bank’s monopoly rents, but to the detriment of firms and investors. Thus, my research agenda interfaces with the fields of corporate governance, investment policy, market liquidity, as well as corporate decision making.

What’s the most interesting thing you have learned from a student?

Young adults are very technology savvy but relatively, they don’t really know how to manage their financial issues well. Financial literacy becomes more and more important to the current and future generations when use of credit becomes so easy to access nowadays.